Good Reads

This article is based on insights from over 400 interviews featured in the Millionaire Interviews section of ESI Money. This series highlights real people sharing how they advanced their careers to achieve financial success.

The $50 Buffalo Tribute Proof shines brightly in ads, but is there real value beneath its thin layer of gold and clever marketing, or is it simply a glittering illusion of an investment?

Money-saving efforts often fail because people lack clear goals and actionable plans to stay motivated. Saving money shouldn't feel like an obligation or something you do just because you are supposed to. Learn why you should save and how you can maximize your financial potential by setting goals.

The fundamental difference between needs and wants is that needs are regarded as necessary for survival and well-being, and everything else is a want. In real life, of course, the distinction is more intricate. Let's explore the distinction between needs and wants and aim to identify their boundaries.

People focus on obvious benefits like health insurance and time off but employers may offer lesser-known benefits which could make a difference in your work-life balance and overall job satisfaction. Even those who have been with their company for some time may not be aware of all the benefits available to them. Let's review some of the benefits your employer may offer that you might be overlooking.

Have you ever noticed that the more money you make, the more you tend to spend? This phenomenon, known as lifestyle creep, can derail your financial dreams and prevent you from achieving long-term financial stability. Let's explore what lifestyle creep is and how it can be prevented.

You can become a victim of unemployment insurance fraud if someone files for unemployment benefits using your personal information. Here are the steps you can take if you suspect a fraudulent claim has been submitted under your name.

It's normal to be anxious about your lifestyle, career, and finances during economic turns. Being financially prepared will help you with anxiety and make it easier to get through tough times. Here are a few ways to prepare for a recession.

Compound interest (or compounding interest) is a concept that is simple to understand but its incredible, almost magical power is not obvious to everyone. This article will explain how compound interest works and demonstrate why the amount of time you stay invested is as important as the amount of invested money.

When we think about net worth we usually think that it's something relevant only to tycoons and celebrities. Everyone has a net worth, including you. And knowing your net worth will help you with your financial planning.

Paper checks will be extinct sooner or later. But they are not obsolete yet, and you may find yourself in a situation where you need to write one. Here is a step-by-step guide for writing a check.

You may think that you would live above your means only if you spend more money than you earn. But even if you can pay all your bills on time and have some spending money left for something indulgent - you may still live beyond your means.